Research on travel insurance

After the presentation, I do more research on travel insurance ( medical part)

Claiming medical expenses spent during travelling (referencing travelguard, blue cross)

  1. fill in the related claim form
  2. provide all the supporting documents to substantiate your claim. (Complete documentation will prevent the delay in your claim assessment as additional time may be required to obtain the information required. )
  3. Upon receipt of sufficient documents, company will assess your claim accordingly. The result of your claim submission will be sent to you by mail or e-mail.

Sickness will lead to different extra expenses, the follow are claims that related to Sickness:

  1. Medical Expense Reimbursement
  2. Hospital Income
  3. Loss of Income
  4. Cancellation / Curtailment
  5. Journey Rearrangement

The above 5 claims need the support of medical documentation

Other research:

AnEuropean Health Insurance Card (EHIC) will enable you to access state-provided healthcare in European Economic Area (EEA) countries, including Switzerland, at a reduced cost, or sometimes for free.

The concept of EHIC is similar to mine.

http://www.nhs.uk/NHSEngland/Healthcareabroad/EHIC/Pages/about-the-ehic.aspx

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